The SD Trust website is designed to use JavaScript. Please enable JavaScript within your browser settings

How to Enroll


GETTING STARTED

Are you a new member and want to enroll? Welcome!

Or, have you experienced a qualifying event and want to change your benefits? We’re here to help!

Choose your bargaining group and status, then click GO!

Don't know which union you belong to? Click here.

If the information below does not represent your union group or status, please reset your profile.

1

Choose your Bargaining Unit

Which union do you belong to?

ATU/DCU
PAT
PFSP

Don't know what union you belong to? Contact the Trust administrative office.
2

Choose Your Status

What is your status within your union group?

Active FT
Type 10 Driver
Early Retiree
Active FT & PT
Substitute
Early Retiree
Active FT & PT
Early Retiree
3

Get Your Benefit Information

Click the button below to view your specific benefits

GO!

ATU and DCU Active Members:
Full–Time Employees

Full Coverage including Medical, Prescription, Dental, Vision—2024 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)

Not your union or status? Reset your profile.

Are you newly eligible for Trust benefits?

  • The PPS Human Resources Benefits Department will send an email to your pps.net and personal email addresses notifying you that it’s time for you to enroll.
    If you don’t receive an email within the first week of your start date in your new position, please email the PPS Human Resources Benefits Department at benefits@pps.net.
  • Enroll within 31 days after your start date or change in status date.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to enroll, unless you have qualifying event.

Are you making a mid-year change due to a qualifying event?

  • Enroll by the deadline for the qualifying event.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.

You are eligible for full coverage, including Medical, Prescription, Dental, Vision, Long-Term Disability, Basic Term Life, Basic Accidental Death & Dismemberment (AD&D), Optional Life and Voluntary AD&D.

STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

STEP 3: Enroll online.
  1. Log in to selfservice.pps.net with your PPS username and password, then click Benefits Enrollment.
    • We encourage you to access PeopleSoft Employee Self-Service (ESS) while on-site. In order to access PeopleSoft ESS off-site, you must be set up with Duo 2-Step Security and Google Authenticator Two Step Authentication.
    • For assistance, contact the IT Service Desk at 503-916-3375.
  2. Make your enrollment selections and enroll dependents. Or, if you are already enrolled, change your selections and dependents.
    Note: If you are enrolling dependents, please make sure you check the box next to each dependent you want to enroll.
  3. To decline coverage, click Waive Medical Plan Coverage. You will be required to provide proof of other health coverage.
    Eligible DCU employees cannot decline coverage. If you don’t enroll, you will be enrolled in the employee-only Providence Option Advantage Medical and Trust Dental Plans.
  4. Click Submit to complete your enrollment.

    If you are required to pay a monthly contribution for your benefits selections, it will be automatically deducted from your paycheck.
Step 4: Verify your enrolled dependents.
  1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
  2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
  3. Click here for details about this process.
Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

ATU Type 10 Drivers:
Full–Time Employees

Full Coverage including Medical, Prescription, Dental, Vision

April 1 – September 30, 2024
(To see previous Plan Year benefit information, go to Archives. To see current Plan Year benefit information, go to Health Benefits.)

Not your union or status? Reset your profile.

Welcome to Spring Enrollment for Benefits from April 1 – September 30, 2024!

It’s as easy as 1-2-3 to get your benefit options so that you can enroll in the benefits that are best for you and your eligible dependents.

Look for your enrollment packet to arrive in the mail. If you haven’t received it, contact the Trust Administrative Office.

Enroll or make changes to your enrollment by March 15.

If you are eligible and not enrolled, you must enroll or you will not have benefits for the next enrollment period (April 1 – September 30, 2024). You will not have another opportunity to enroll until Annual Enrollment occurs again next spring, unless you experience a qualifying event.
If you are currently enrolled and do not enroll by the deadline, your current benefit choices will continue through September 30, 2024. You will not have another opportunity to change your selections until Bi-Annual Enrollment occurs again next spring unless you experience a qualifying event.

Are you making a mid-year change due to a qualifying event?

  • Enroll by the deadline for the qualifying event.

    If you miss this deadline, you will have to wait until the next bi-annual enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.

You are eligible for Medical, Prescription, Dental and Vision coverage.

  • ATU Type 10 Driver Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
  • Comparison Chart: Compare how your Plan options cover and pay for various services.
  • Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly contribution rates for your Plan options.
STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

STEP 3: Enroll.
  1. Complete the Benefits Enrollment/Change Form in your enrollment packet or on sdtrust.com.)
  2. Then mail it to the address on the form or email a PDF version to benefits@pps.net.
Step 4: Verify your enrolled dependents.
  1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
  2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
  3. Click here for details about this process.
Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

ATU/DCU Members:
Early Retirees

Medical, Prescription, Self-Pay Dental and Self-Pay Vision Coverage—2024 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)

Not your union or status? Reset your profile.

Are you newly eligible for Trust benefits?

  • The Trust Administrative Office will send you an information packet in the mail at least 30 days prior to your early retirement eligibility date. Please contact the Trust Administrative Office if you do not receive this packet.
    If you want to enroll in Early Retiree benefits, you must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
  • When your benefits as an Active employee end, the Trust Administrative Office will also send you a Self-Pay Continuation Election Notice.
    If you have not chosen to enroll in Early Retire benefits and want to continue your Active benefits on a self-pay basis, you must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Are you making a mid-year change due to a qualifying event?

  • Enroll by the deadline for the qualifying event.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.

As an Early Retiree, you have two options:

  1. Continue your Active coverage through self-payment for up to 24 months.
    If you choose this option, you are no longer eligible for Early Retiree benefits and will not be eligible to enroll in Early Retiree benefits coverage later.
  2. Or, enroll in Early Retiree benefits coverage.

Early Retiree benefits are different from Active Employee benefits. Learn about your Early Retiree benefit options here:

STEP 2: Get your questions answered.

If you have any questions about your coverage options, including your eligibility for the District Paid Contribution, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

STEP 3: Submit your enrollment.

You have two options to complete your enrollment:

  • Option 1: Enroll on-line at edge.zenith-american.com. Register to create your account and complete your enrollment. Click here for an enrollment manual for more information.
  • Option 2: Print and fill out the ATU Early Retirees Enrollment/Change Form or DCU Early Retirees Enrollment/Change Form and fax, mail or drop off at the Trust Administrative Office, so that it is received on or before the deadline.
    You must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
  • To continue your Active coverage, complete the Self-Pay Election Form included in your Self-Pay Continuation Coverage Election Notice.
    You must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Payment must be received by the 5th day of each month for that month of coverage (i.e., by Feb. 5th for February coverage). You may either:

  • Mail your monthly contribution payments to the Trust Administrative Office.
  • Or, submit the Electronic Funds Transfer Authorization form to set up automatic withdrawal from your bank account (payments deducted on the 5th day of each month).
    Your first payment for Early Retiree benefits must be submitted by check.
    Failure to make timely payment will result in termination of coverage.
Step 4: Verify your enrolled dependents.
  1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
  2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
  3. Click here for details about this process.
Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?



PAT Active Members:

Option 1 Plans Full–Time and Part–Time Employees—2024 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)

Option 2 Plans Part–Time Employees Only—2024 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)

Not your union or status? Reset your profile.

Are you newly eligible for Trust benefits?

  • The PPS Human Resources Benefits Department will send an email to your pps.net and personal email addresses notifying you that it’s time for you to enroll.
    If you don’t receive an email within the first week of your start date in your new position, please email the PPS Human Resources Benefits Department at benefits@pps.net.
  • Enroll within 31 days after your start date or change in status date.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to enroll, unless you have qualifying event.

Are you making a mid-year change due to a qualifying event?

  • Enroll by the deadline for the qualifying event.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.

Option 1 Plans (full coverage available to full-time and part-time employees) include: Medical, Prescription, Dental, Vision, Long-Term Disability (LTD), Basic Term Life, Basic Accidental Death & Dismemberment (AD&D), Optional Term Life, and Voluntary AD&D.

Option 2 Plans (partial coverage available to part-time employees only) include: Medical, Prescription, Long-Term Disability (LTD), Basic Term Life, Basic Accidental Death & Dismemberment (AD&D), Optional Term Life, and Voluntary AD&D. Dental and vision coverage is not included.

  • 2024 PAT Active Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
  • 2024 Comparison Chart: Compare how your Plan options cover and pay for various services.
  • 2024 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly contribution rates for your Plan options.
  • Optional Life and Voluntary AD&D: View your options to purchase additional life and AD&D, get rates and application instructions.
STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

STEP 3: Enroll online.
  1. Log in to selfservice.pps.net with your PPS username and password, then click Benefits Enrollment.
    • We encourage you to access PeopleSoft Employee Self-Service (ESS) while on-site. In order to access PeopleSoft ESS off-site, you must be set up with Duo 2-Step Security and Google Authenticator Two Step Authentication.
    • For assistance, contact the IT Service Desk at 503-916-3375.
  2. Make your enrollment selections and enroll dependents. Or, if you are already enrolled, change your selections and dependents.
    Note: If you are enrolling dependents, please make sure you check the box next to each dependent you want to enroll.
  3. To decline coverage, click Waive Medical Plan Coverage. You will be required to provide proof of other health coverage.
  4. Click Submit to complete your enrollment.

    If you are required to pay a monthly contribution for your benefits selections, it will be automatically deducted from your paycheck.
Step 4: Verify your enrolled dependents.
  1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
  2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
  3. Click here for details about this process.
Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

PAT Members:
Substitutes

Medical and Prescription Drug (Members and Enrolled Dependents) and Dental (Members Only)

2023-2024 Plan Year, October 1, 2023 – September 30, 2024
(To see previous Plan Year benefit information, go to Archives.)

Not your union or status? Reset your profile.

ENROLL FOR YOUR BENEFITS FOR THE NEW PLAN YEAR (October 1, 2023 – September 30, 2024) BY SEPTEMBER 15

Welcome to Annual Enrollment letter.

It’s as easy as 1-2-3 to get your benefit options so that you can enroll in the benefits that are best for you and your eligible dependents.

Look for your enrollment packet to arrive in the mail by September 5. If you haven’t received it, contact the Trust Administrative Office.

Enroll or make changes to your enrollment by September 15.

If you are eligible and not enrolled, you must enroll or you will not have benefits in the new Plan Year (October 1, 2023 – September 30, 2024). You will not have another opportunity to enroll until Annual Enrollment occurs again next year, unless you experience a qualifying event.

If you are currently enrolled and do not enroll by the deadline, your current benefit choices will continue through September 30, 2024 (except Flexible Spending Accounts). You will not have another opportunity to change your selections until Annual Enrollment occurs again next year unless you experience a qualifying event.

You must enroll in a Flexible Spending Account (FSA) each year if you want to have one. FSA’s do NOT roll over.

Are you newly eligible for Trust benefits?

If you are eligible for Trust benefits, you may enroll each year during Annual Enrollment which typically occurs in September.

Are you making a mid-year change due to a qualifying event?

  • Enroll by the deadline for the qualifying event.
    If you miss this deadline, you will have to wait until the next Annual Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options for the 2023-2024 Plan Year (October 1, 2023 – September 30, 2024).

You may enroll in Medical and Prescription coverage (members and enrolled dependents) and Dental coverage (members only).

STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

STEP 3: Submit your enrollment form during Annual Enrollment or by the deadline for a qualifying event. You have two options to complete your enrollment.
Step 4: Submit your payment.

Payment must be received at the Trust Administrative Office by the 5th day of each month for that month of coverage (i.e., by February 5th for February coverage).

Your benefits WILL terminate if payment is not received within 30 days of the due date, and you may not reinstate coverage until the next Annual Enrollment period (unless you have a qualifying event).

To ensure your payments are made timely, complete and submit the Electronic Funds Transfer Authorization form to have payments automatically deducted from your bank account.

Or you may mail your payments to the Trust Administrative Office to be received by the 5th day of each month.

Step 5: Verify your enrolled dependents.
  • After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any newly enrolled dependents.

    You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.

    Click here for details about this process.
Step 6: Your Enrolled!

Any enrollment changes you made during Annual Enrollment will take effect beginning October 1, 2023.

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

PAT Members:
Early Retirees

Medical, Prescription, Self-Pay Dental and Self-Pay Vision Coverage—2024 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)

Not your union or status? Reset your profile.

Are you newly eligible for Trust benefits?

  • The Trust Administrative Office will send you an information packet in the mail at least 30 days prior to your early retirement eligibility date. Please contact the Trust Administrative Office if you do not receive this packet.
    If you want to enroll in Early Retiree benefits, you must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
  • When your benefits as an Active employee end, The Trust Administrative Office will also send you a Self-Pay Continuation Election Notice.
    If you have not chosen to enroll in Early Retire benefits and want to continue your Active benefits on a self-pay basis, you must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Are you making a mid-year change due to a qualifying event?

  • Enroll by the deadline for the qualifying event.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.

As an Early Retiree, you have two options:

  1. Continue your Active coverage through self-payment for up to 24 months.
    If you choose this option, you are no longer eligible for Early Retiree benefits and will not be eligible to enroll in Early Retiree benefits coverage later.
  2. Or, enroll in Early Retiree benefits coverage.

Early Retiree benefits are different from Active Employee benefits. Learn about your Early Retiree benefit options here:

STEP 2: Get your questions answered.

If you have any questions about your coverage options, including your eligibility for the District Paid Contribution, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

STEP 3: Submit your enrollment.

You have two options to complete your enrollment:

  • Option 1: Enroll on-line at edge.zenith-american.com. Register to create your account and complete your enrollment. Click here for an enrollment manual for more information.
  • Option 2: Print and fill out the PAT Early Retirees Enrollment/Change Form and fax, mail or drop off at the Trust Administrative Office, so that it is received on or before the deadline.
    You must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
  • To continue your Active coverage, complete the Self-Pay Election Form included in your Self-Pay Continuation Coverage Election Notice.
    You must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Payment must be received by the 5th day of each month for that month of coverage (i.e., by Feb. 5th for February coverage). You may either:

  • Mail your monthly contribution payments to the Trust Administrative Office.
  • Or, submit the Electronic Funds Transfer Authorization form to set up automatic withdrawal from your bank account (payments deducted on the 5th day of each month).
    Your first payment for Early Retiree benefits must be submitted by check.
    Failure to make timely payment will result in termination of coverage.
Step 4: Verify your enrolled dependents.
  1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
  2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
  3. Click here for details about this process.
Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?



PFSP Active Members:

Option 1 Plans Full–Time and Part–Time Employees—2024 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)

Option 2 Plans Part–Time Employees Only—2024 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)

Not your union or status? Reset your profile.

Are you newly eligible for Trust benefits?

  • The PPS Human Resources Benefits Department will send an email to your pps.net and personal email addresses notifying you that it’s time for you to enroll.
    If you don’t receive an email within the first week of your start date in your new position, please email the PPS Human Resources Benefits Department at benefits@pps.net.
  • Enroll within 31 days after your start date or change in status date.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to enroll, unless you have qualifying event.

Are you making a mid-year change due to a qualifying event?

  • Enroll by the deadline for the qualifying event.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.

Option 1 Plans (full coverage available to full-time and part-time employees) include: Medical, Prescription, Dental, Vision, Long-Term Disability (LTD), Basic Term Life and Accidental Death & Dismemberment (AD&D), Optional Term Life, and Voluntary AD&D.

Option 2 Plans (partial coverage available to part-time employees only) include: Medical, Prescription, Optional Term Life, and Voluntary Accidental Death & Dismemberment (AD&D).

  • 2024 PFSP Active Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
  • 2024 Comparison Chart: Compare how your Plan options cover and pay for various services.
  • 2024 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly contribution rates for your Plan options.
  • Optional Life and Voluntary AD&D: View your options to purchase additional life and AD&D, get rates and application instructions.
STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

STEP 3: Enroll online.
  1. Log in to selfservice.pps.net with your PPS username and password, then click Benefits Enrollment.
    • We encourage you to access PeopleSoft Employee Self-Service (ESS) while on-site. In order to access PeopleSoft ESS off-site, you must be set up with Duo 2-Step Security and Google Authenticator Two Step Authentication.
    • For assistance, contact the IT Service Desk at 503-916-3375.
  2. Make your enrollment selections and enroll dependents. Or, if you are already enrolled, change your selections and dependents.
    Note: If you are enrolling dependents, please make sure you check the box next to each dependent you want to enroll.
  3. To decline coverage, click Waive Medical Plan Coverage. You will be required to provide proof of other health coverage.
  4. Click Submit to complete your enrollment.

    If you are required to pay a monthly contribution for your benefits selections, it will be automatically deducted from your paycheck.
Step 4: Verify your enrolled dependents.
  1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
  2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
  3. Click here for details about this process.
Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

PFSP Members:
Early Retirees

Medical, Prescription, Self-Pay Dental and Self-Pay Vision Coverage—2024 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)

Not your union or status? Reset your profile.

Are you newly eligible for Trust benefits?

  • The Trust Administrative Office will send you an information packet in the mail at least 30 days prior to your early retirement eligibility date. Please contact the Trust Administrative Office if you do not receive this packet.
    If you want to enroll in Early Retiree benefits, you must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
  • When your benefits as an Active employee end, The Trust Administrative Office will also send you a Self-Pay Continuation Election Notice.
    If you have not chosen to enroll in Early Retire benefits and want to continue your Active benefits on a self-pay basis, you must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Are you making a mid-year change due to a qualifying event?

  • Enroll by the deadline for the qualifying event.
    If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.

As an Early Retiree, you have two options:

  1. Continue your Active coverage through self-payment for up to 24 months.
    If you choose this option, you are no longer eligible for Early Retiree benefits and will not be eligible to enroll in Early Retiree benefits coverage later.
  2. Or, enroll in Early Retiree benefits coverage.

Early Retiree benefits are different from Active Employee benefits. Learn about your Early Retiree benefit options here:

  • 2024 PFSP Retiree Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
  • 2024 Comparison Chart: Compare how your Plan options cover and pay for various services.
  • 2024 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly rates.
STEP 2: Get your questions answered.

If you have any questions about your coverage options, including your eligibility for the District Paid Contribution, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

STEP 3: Submit your enrollment.

You have two options to complete your enrollment:

  • Option 1: Enroll on-line at edge.zenith-american.com. Register to create your account and complete your enrollment. Click here for an enrollment manual for more information.
  • Option 2: Print and fill out the PFSP Early Retiree Enrollment/Change Form and fax, mail or drop off at the Trust Administrative Office, so that it is received on or before the deadline.
    You must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
  • To continue your Active coverage, complete the Self-Pay Election Form included in your Self-Pay Continuation Coverage Election Notice.
    You must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Payment must be received by the 5th day of each month for that month of coverage (i.e., by Feb. 5th for February coverage). You may either:

  • Mail your monthly contribution payments to the Trust Administrative Office.
  • Or, submit the Electronic Funds Transfer Authorization form to set up automatic withdrawal from your bank account (payments deducted on the 5th day of each month).
    Your first payment for Early Retiree benefits must be submitted by check.
    Failure to make timely payment will result in termination of coverage.
Step 4: Verify your enrolled dependents.
  1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
  2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
  3. Click here for details about this process.
Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?